While the cost of getting involved in various financial markets has dropped over the years and access has increased, overall use of various instruments remains quite low.

I came across an interesting blog by the Federal Reserve Bank of St. Louis—one of my favorite Feder...

A common perception today among investors is that diversification hasn’t worked because diversified portfolios have delivered lower returns than U.S. stocks in recent years. Yet, that’s exactly how diversification should work.

A diversified portfolio will always un...

One of the major aims of asset allocation is to craft a portfolio with ingredients that don’t all behave in exactly the same way. This low-correlation stew offers protection against all assets heading south at the same time.

But, of course, that downside protection can...

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Julian Schubach is an Investment Advisor Representative of Nosuris, Inc., a New York State Registered Investment Advisory. Investment Advisory Services are offered through Nosuris, Inc., a NYS Registered Investment Advisory. Please visit www.Nosuris.com for additional disclosures. Check the background of this firm on FINRA’s BrokerCheck.

©2016 by Julian Schubach