What most retirement savers want to know is if they're saving enough money. Actually, that's one of the easiest questions to answer because you can plug in your numbers into hundreds of online retirement calculators.
The harder questions have to do with financial wellness. How do your emotions help or hurt your ability to save and invest? Your gut often determines if you're even ready to retire.
Some investors choose to save more than they spend or may have debts that keep them from socking away money. Others may be saving diligently, but may be too active in managing their money. Many behaviors may short-circuit one's ability to save.